Offshore Portfolio Management
Globally diversified, locally understood. Investment portfolios built for African wealth.
For African investors, holding wealth exclusively in local markets is not diversification — it is concentration. Local currencies depreciate, local stock exchanges are shallow, and regulatory environments can shift overnight. Offshore portfolio management is not a luxury; it is a fundamental requirement for preserving and growing wealth across generations.
Why Offshore Matters for African Investors
The arithmetic is straightforward. Over the past two decades, most African currencies have depreciated significantly against the US dollar. The Zambian kwacha has lost over 80% of its value against the dollar since 2005. The Nigerian naira has depreciated by more than 90%. Even the relatively stable South African rand has halved in dollar terms.
This means that an investor who held their entire portfolio in local assets has seen their international purchasing power erode dramatically — regardless of the nominal returns their local investments generated. A Zambian investor who earned 15% per annum in kwacha terms may have earned nothing in real dollar terms after currency depreciation.
Offshore investing solves this problem by denominating your wealth in hard currencies — USD, GBP, EUR — and accessing the full breadth of global capital markets: the S&P 500, European equities, Asian growth markets, global fixed income, and alternative asset classes that simply do not exist on African exchanges.
How We Build Your Portfolio
We do not believe in one-size-fits-all model portfolios. Every client’s circumstances are different — their risk tolerance, time horizon, income requirements, currency needs, and family obligations all shape the portfolio we construct.
Our investment philosophy blends passive index exposure for cost efficiency with active management where genuine alpha exists. We use institutional-grade platforms — Quilter International, Momentum Wealth International, Old Mutual International, and others — to access a universe of over 3,000 funds from the world’s leading asset managers.
Each portfolio is reviewed quarterly. We rebalance when allocations drift beyond tolerance bands, and we adjust strategy when your circumstances change. You receive a comprehensive quarterly report showing performance, asset allocation, and market commentary — written in plain language, not jargon.
Platforms We Use
The platform on which your portfolio is held matters. It determines the regulatory protection you receive, the range of investments available, the tax treatment of your returns, and the ease with which your wealth can be passed to the next generation.
We work with platforms regulated in jurisdictions with strong investor protection frameworks — the Isle of Man, Guernsey, and the Republic of Ireland. These jurisdictions offer 90–100% capital protection schemes, meaning your money is protected even in the unlikely event of platform insolvency.
We select the platform that best fits your needs based on your country of residence, tax status, investment amount, and estate planning requirements. There is no single “best” platform — only the right platform for your specific situation.
Our Process
01
Discovery Meeting
We understand your financial position, goals, risk tolerance, and family circumstances in a confidential, no-obligation conversation.
02
Strategy Design
We design a bespoke investment strategy with recommended asset allocation, platform selection, and currency mix — presented in a clear written proposal.
03
Implementation
We handle all paperwork, compliance, and fund selection. Your portfolio is live within 2–4 weeks of approval.
04
Ongoing Management
Quarterly reviews, annual strategy meetings, and ad-hoc advice whenever your circumstances change. We are your ongoing investment partner.
Next step
Every strategy begins with a conversation. We would welcome the opportunity to understand your circumstances and show you what is possible.
Key Facts
$50,000
Quarterly
USD, GBP, EUR
5+
3,000+
90–100%
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