Our Practice · Pillar I
Wealth &
Investment
Risk-based and risk-managed Offshore Portfolios, Alternative investments and tax-efficient structures designed for African and expatriate investors seeking global diversification.
01
We construct globally diversified portfolios through leading offshore platforms — Quilter International, Momentum, Old Mutual International, and others. Each portfolio is tailored to your risk appetite, time horizon, and currency requirements. We favour a blend of passive index exposure for cost efficiency and active management where genuine alpha exists.
Typical minimum: $50,000. Quarterly reviews. Multi-currency options.
02
Whether you are a decade from retirement or already there, we build income strategies that account for currency risk, inflation, and longevity. Offshore pension wrappers and drawdown structures provide tax-efficient income in the currency of your choice.
Retirement modelling included. Projections in USD, GBP, EUR, and local currencies.
03
Beyond listed equities and bonds, we provide access to private equity, private credit, hedge funds, and real asset strategies. These are carefully selected allocations designed to reduce correlation with public markets and enhance long-term returns. We work with institutional-grade fund managers with proven track records.
Typical allocation: 10–25% of total portfolio. Lock-up periods vary.
04
The structure in which you hold your investments matters as much as the investments themselves. We advise on offshore endowment wrappers, international trusts, and corporate holding structures that legally minimise tax drag and maximise intergenerational transfer efficiency.
Specialist tax counsel across Africa, South Africa, UK, and Portugal.
05
Education is the single largest investment many African families make. We design dedicated savings and investment strategies to fund schooling — from international boarding schools across Africa to overseas universities. By investing in hard currency offshore, you protect against local currency depreciation eroding the real value of education funds over time.
06
For clients who require Sharia-compliant investment solutions, we provide access to screened global equity funds, Sukuk (Islamic bonds), and ethical investment mandates that adhere to Islamic finance principles. All solutions are reviewed by independent Sharia boards and offer the same diversification and offshore benefits as our conventional portfolios.
Sharia-compliant platforms. Sukuk, screened equity, and ethical mandates.
07
For clients seeking defined outcomes — capital protection with upside participation, or enhanced yield with known downside — we source structured notes and deposits from major international banks. Each product is stress-tested before recommendation.
Next step
Every wealth strategy begins with a conversation. We would welcome the opportunity to understand your circumstances and show you what is possible.